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First responders are known for looking after the well being of others in emergencies, but who looks after them in an increasingly complex operating environment? TJS understands the unique challenges emergency medical services face in working to manage risk.

We know emergency medical services are concerned about the safety of their own employees and what to do when employees suffer on-the-job injuries and can't work. They need to be sure their vehicles and equipment are properly covered, while bolstering recruitment and retention efforts with solid benefit programs.

TJS works to make certain that our clients have solid risk management programs in place so they can focus on the well-being of their employees and the public they serve.

We offer a portfolio of products and services customized to meet the needs of the emergency medical services industry. These products and services include:


Workers Compensation

While insurance rates are based upon the insurance carrier and the individual services loss experience, TJS offers the following service model to all clients:

  • Guaranteed Cost Premium with potential Schedule Credits
  • 24 Hour / 7 Days a Week Claim Handling
  • Physician Panel Development Assistance
  • Nurse Case Management
  • Risk Management & Loss Control Support Services
  • Safety Committee Development Assistance
  • Ambulance Providers Safety & Risk Control Resource Manual

Property & Casualty

TJS contracts with several carriers who specialize in EMS insurance, which allows us to negotiate on your behalf to maximize your coverage and minimize your costs.

Employee Benefits

TJS is one of the Pittsburgh region's leading employee benefits brokers. Our commitment is helping clients address the challenges of rising group benefits premiums. At TJS, our professionals are experts in their field. By truly listening to our clients, they provide customized services that meet each client's unique needs. The measure of our work is client satisfaction, which is the barometer for everything we do.