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High Tech/Bio Tech

Over the last 80+ years, the riverfronts of Western Pennsylvania have progressed from molten metal and smokestacks to laboratories and hard drives as the region transitioned from a steel town to a life sciences and technology epicenter. TJS has embraced this evolution by focusing on risk management services for Bio Technology and High Tech start-ups.

Our value proposition to your company and its investors is to be your Risk Management department. We focus on your coverage and what needs to be in place, so that you can concentrate on milestones and growth.

TJS understands the needs of life science and technology companies. With that understanding, we have developed a portfolio of customized insurance solutions for high tech companies that provide sound risk management services . Our solid risk management program relies upon proven and time-tested strategies, while incorporating creative and customized solutions. This approach has rewarded us many times as we have watched many customers struggle through infancy to stand on their own as viable entities with significant value to the community. TJS is committed to investing its time and talents in your organization.

We have contracts with major carriers, such as Chubb, Travelers, The Hartford, Medmarc, OneBeacon and C.N.A., that target high tech and bio tech companies like yours. We have relationships with the underwriters and can work with these carriers to provide a program that will grow and adapt to the customer's needs. Our full range of available coverage includes:

  • Automobile Liability¬†
  • Business Interuption
  • Clinical Trial Liability
  • Credit Insurance
  • Directors & Officers Liability
  • Employee Benefits, including Medical, Dental, Vision, Life & Disability
  • Employment Practices Liability
  • Fiduciary Liability
  • Foreign Liability (DIC)
  • General Liability
  • Intellectual Property Liability (Defense and Infringement)
  • Product Liability
  • Professional¬†Liability
  • Property Insurance
  • Travel Accident
  • Umbrella
  • Workers Compensation