Value-Added Services

Most brokers secure quotes for your company, but what are they doing the rest of the year? TJ&S provides the following "value-added services" free of charge to your company upon assignment as broker of record.

• Prepare large loss review for all policy years which have a financial impact on the client

• Provide contract, lease, and rental agreement review and assessment

• Provide, where applicable, advance projections of experience modification factors for workers' compensation

• Help write corporate guidelines for automobile usage and work with client to implement these programs

• Provide insurance requirement language for contractors/subcontractors

• Provide Risk Management Assessments and Loss Prevention Intervention

• Provide pre-renewal meetings to assess market conditions and to assist in any marketing activities, including preparation of specifications to assure fair competition, when necessary

• Meet on a regular basis to determine what changes, if any, are needed in the client's property and casualty program and to assure that all services of the insurance company are being utilized

• Oversee any first-party claim adjustment to assure prompt receipt of company's funds

• Analyze all insurance company reserves and premium ramifications

• Prepare, in advance, premium forecasts for budget purposes

• Request loss runs on a regular basis and provide them to the client

• Management of support personnel to assure all areas of insurance program, including claims, changes, audits, etc., are handled promptly and accurately